Market Opportunity

The FDIC reports that there are over 68 million Americans who are either UNBANKED or UNDER-BANKED  refer  www.fdic.gov/householdsurvey/2012_unbankedreport_execsumm.pdf

  • 76% of all American households live paycheck to paycheck, with little or no safety net to deal with life's unexpected emergencies.
  • The absence of convenient affordable emergency credit alternatives drive the Under-Banked
  •  Regulators and Consumer agencies are now pressing for stronger Bank involvement in provision of responsible credit programs for the Under-Banked

 Debit Plus offers a unique, modular Credit Enabling Program which allows any Bank - regardless of its size, capital structure, compliance or RISK management resources - to offer a necessary and valuable credit program to its many existing UNDER-BANKED  customers

 

A New Approach To Credit

Debit Plus, through innovative technologies and a highly flexible commercial model, have been leaders in delivering advanced integrated credit solutions for the UNBANKED and UNDER BANKED.

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Enabling our partners, including banks, payment processors and marketing companies to select from a variety of credit enabling tools, has allowed Debit Plus to enable viable credit options to previously unreachable UNDER-SERVED markets